Category: Insurance

They Are Not Your Friends

Dealing with the other guys insurance company.

Is there anyone out there that still believes that the insurance company for the person that caused you harm is really going to help you out?  The business model of insurance companies is simple, take in as much money as possible through premiums and pay out as little as they can through claims. It’s how they make a profit.

My video blog explains exactly how to handle this situation.

Large Truck Crashes in Virginia

Large trucks on the highway pose a significant threat to drivers of passenger cars. Although the trucks account for only four percent of registered vehicles nationwide, they account for nine percent of vehicles involved in fatal car crashes.

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In 2013, there were approximately 342,000 accidents involving large trucks, resulting in 3,964 fatalities. In those fatal wrecks, the person killed was an occupant of the other vehicle 71 percent of the time! The truck driver was killed only 17 percent of the time. Injuries from large truck wrecks are very similar. The injured parties are occupants of the other vehicle 72 percent of the time.

In Virginia, there were 1001 vehicles involved in fatal crashes in 2013, 100 of which were large trucks. Of the 89 people killed in these wrecks involving large trucks, 24 were occupants of the truck, while 61 were occupants of the other vehicle, and four were not occupants of either vehicle.

Nationwide, the majority of wrecks involving large trucks occur when the roads are most populated. Sixty-four percent of wrecks happen on weekdays, and 73 percent occur between 6:00 a.m. and 6:00 p.m. Alcohol is rarely an issue with truck drivers. In fatal large truck crashes in 2013, only two percent of the truck drivers had a blood alcohol content (BAC) of .08 or higher. Drivers of passenger cars involved in fatal crashes had a BAC of .08 or higher 23 percent of the time.

Collisions with big trucks are obviously something to be avoided. To do so, it helps to recognize the types of truck driver errors that most often contribute to wrecks. According to Virginia’s 2014 crash statistics, truck drivers were cited for a moving violation in 5,151 of the 9,750 crashes. Sixteen percent of those violations were for improper lane changes, and another 16 percent were for following too closely. Nine percent were for failure to yield the right of way.

These types of actions by truck drivers indicate two defensive strategies for passenger car drivers: 1) assume the driver of a big truck cannot see you due to blind spots, and 2) get out of the way. In a passenger car, you can’t afford to come into contact with a big rig. You might have the right of way, but that is of little consequence when 4,000 pounds goes up against 80,000 pounds! And the trucker might be wrongfully tailgating, but moving over and letting him pass is always the best play.

If you’ve been injured in a car wreck with a large truck, you should consult with an experienced, compassionate personal injury attorney who understands Virginia law. To learn more, ASK ABOUT IT! Call Sandler Law Group – toll free 800-9-THE-LAW or (757) 627-8900 to schedule an initial FREE consultation. You may also contact us online at www.sandlerlaw.net or by email at GSandler@Sandlerlaw.net.

$18 Million – What Happens When They Really AREN’T On Your Side

The next time that you hear one of the multitude of commercials on television, where the kindly spokesperson tells you that their insurance company wants to be your friend and that they are there to help you like your best buddy, feel free to yell back at the TV, because you won’t want to believe this.

After a 16 year fight, and 2 trials, a Judge in Pennsylvania ruled that Nationwide Mutual Insurance Company had violated the Unfair Trade Practices and Consumer Protection Law, and had acted in Bad Faith, when it, get this, dragged out a vehicle property damage claim, for 18 YEARS, and spent $2.5 Million in legal fees to avoid paying a claim of LESS THAN $25,000.00.  No this is not one of those “made up Stella award” cases.  This is the result in the case of Berg v. Nationwide Mutual Insurance Co., PICS No. 14-0999, in the Berks County Court of Common Pleas in Pennsylvania, issued recently.

BELIEVE IT!!! Continue reading “$18 Million – What Happens When They Really AREN’T On Your Side”